I WILL FEAR NO EVIL by Robert A. Heinlein

“Well, yes. Except that I’m afraid I might get greedy and take it. When the time comes.”

“And why not? The Rare Blood Club has done nothing for him; you have done much.”

“I’m well paid.”

“Listen, you silly child, don’t be a silly child. He wanted you to have a million dollars in his will. And he wanted you to know it so that he could enjoy seeing your face. I pointed out that it is too late to change his will. Even this insurance gimmick is chancy if his natural heirs get a look at the books and discover it—which I shall try to prevent—as a judge might decide it was just a dodge—as it is—and require the insurance company to pay it to his estate. Which is where the Rare Blood Club comes in handy; they would probably fight it and win, if you cut them in for half.

“But there are other ways. Suppose you knew nothing about this and were invited to the reading of his will and discovered that your deceased employer had bequeathed you a lifetime income ‘in grateful appreciation of long and faithful service.’ Would you turn it down?”

“Uh—” she said, and stopped.

“‘Uh,’” he repeated. “Exactly ‘uh.’ Of course you wouldn’t turn it down. He’d be gone and you’d be out of a job and there would be no reason to refuse it. So, instead of a lump sum so big it embarrasses you, I’m going to write a policy that sets up a trust to pay you an annuity.” He paused to think. “A safe return, after taxes, on, a trust is about four percent. What would you say to around seven hundred and fifty a week? Would that upset you?”

“Well . . . no. I understand seven hundred and fifty dollars much better than I understand a million.”

“The beauty of it is that we can use the principal to insure against inflation—and you can still leave that million, or more, to the Rare Blood Club when your own Black Camel kneels.”

“Really? How wonderful! I never will understand high finance.”

“That’s because most people think of money as something to pay the rent. But a money man thinks of money in terms of what he can do with it. Never mind, I’ll fix it so that all you need to do is spend it. I’ll use a Canadian insurance company and a Canadian bank, as each will be stuffy about letting a U.S. court look at its records. In case his granddaughters find out what I’ve done, I mean.”

“Oh. Mr. Salmon, shouldn’t this money go to them?”

“Again, don’t be silly. They are harpies. Snapping turtles. And had nothing to do with making this money. Do you know anything about Johann’s family? Outlived three wives—and his fourth married him for his money and it cost him millions to get shut of her. His first wife gave him a son and died in doing so—then Johann’s son was killed trying to capture a worthless hill. Two more wives, two divorces, a daughter by each of those two wives resulting in a total of four granddaughters—and those ex-wives and their daughters are au dead, and their four carnivorous descendants have been waiting for Johann to die and sore at him because he hasn’t.”

Salomon grinned. “They’re in for a shock. I wrote his will so as to give them small lifetime incomes—and chop them off-with a minimal dollar if they contest. Now excuse rue; I must make phone calls, then take you home and run over to Canada and nail this down.”

“Yes, sir. Do you mind if I take off my cloak? It’s rather warm.”

“Want the cooling turned up?”

“Only if you are too warm. But this cloak is heavier than it looks.”

“I noticed it was heavy. Body armor?”

“Yes, sir. I’m out by myself quite a lot.”

“No wonder you’re too warm. Take it off. Take off anything you wish to.”

She grinned at him. “I wonder if you are a dirty old man, too. For another million?”

“Not a durned dime! Shut up, child, and let me phone.”

“Yes, sir.” Mrs. Branca wiggled out of her cloak, then raised the leg rest on her side, stretched out, and relaxed.

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