The Financier by Theodore Dreiser

“Very well, then; whenever you have a commission you can call at my office, or write, or I will call here. I will give you my secret operating code, so that anything you say will be strictly confidential.”

“Well, we’ll not say anything more now. In a few days I’ll have somethin’ for you. When I do, you can draw on my bank for what you need, up to a certain amount.” He got up and looked out into the street, and Cowperwood also arose.

“It’s a fine day now, isn’t it?”

“It surely is.”

“Well, we’ll get to know each other better, I’m sure.”

He held out his hand.

“I hope so.”

Cowperwood went out, Butler accompanying him to the door. As he did so a young girl bounded in from the street, red-cheeked, blue-eyed, wearing a scarlet cape with the peaked hood thrown over her red-gold hair.

“Oh, daddy, I almost knocked you down.”

She gave her father, and incidentally Cowperwood, a gleaming, radiant, inclusive smile. Her teeth were bright and small, and her lips bud-red.

“You’re home early. I thought you were going to stay all day?”

“I was, but I changed my mind.”

She passed on in, swinging her arms.

“Yes, well—” Butler continued, when she had gone. “Then well leave it for a day or two. Good day.”

“Good day.”

Cowperwood, warm with this enhancing of his financial prospects, went down the steps; but incidentally he spared a passing thought for the gay spirit of youth that had manifested itself in this red-cheeked maiden. What a bright, healthy, bounding girl! Her voice had the subtle, vigorous ring of fifteen or sixteen. She was all vitality. What a fine catch for some young fellow some day, and her father would make him rich, no doubt, or help to.

Chapter XII

It was to Edward Malia Butler that Cowperwood turned now, some nineteen months later when he was thinking of the influence that might bring him an award of a portion of the State issue of bonds.

Butler could probably be interested to take some of them himself, or could help him place some. He had come to like Cowperwood very much and was now being carried on the latter’s books as a prospective purchaser of large blocks of stocks. And Cowperwood liked this great solid Irishman. He liked his history. He had met Mrs. Butler, a rather fat and phlegmatic Irish woman with a world of hard sense who cared nothing at all for show and who still liked to go into the kitchen and superintend the cooking. He had met Owen and Callum Butler, the boys, and Aileen and Norah, the girls. Aileen was the one who had bounded up the steps the first day he had called at the Butler house several seasons before.

There was a cozy grate-fire burning in Butler’s improvised private office when Cowperwood called. Spring was coming on, but the evenings were cool. The older man invited Cowperwood to make himself comfortable in one of the large leather chairs before the fire and then proceeded to listen to his recital of what he hoped to accomplish.

“Well, now, that isn’t so easy,” he commented at the end. “You ought to know more about that than I do. I’m not a financier, as you well know.” And he grinned apologetically.

“It’s a matter of influence,” went on Cowperwood. “And favoritism.

That I know. Drexel & Company and Cooke & Company have connections at Harrisburg. They have men of their own looking after their interests. The attorney-general and the State treasurer are hand in glove with them. Even if I put in a bid, and can demonstrate that I can handle the loan, it won’t help me to get it. Other people have done that. I have to have friends—influence. You know how it is.”

“Them things,” Butler said, “is easy enough if you know the right parties to approach. Now there’s Jimmy Oliver—he ought to know something about that.” Jimmy Oliver was the whilom district attorney serving at this time, and incidentally free adviser to Mr.

Butler in many ways. He was also, accidentally, a warm personal friend of the State treasurer.

“How much of the loan do you want?”

“Five million.”

“Five million!” Butler sat up. “Man, what are you talking about?

That’s a good deal of money. Where are you going to sell all that?”

“I want to bid for five million,” assuaged Cowperwood, softly. “I only want one million but I want the prestige of putting in a bona fide bid for five million. It will do me good on the street.”

Butler sank back somewhat relieved.

“Five million! Prestige! You want one million. Well, now, that’s different. That’s not such a bad idea. We ought to be able to get that.”

He rubbed his chin some more and stared into the fire.

And Cowperwood felt confident when he left the house that evening that Butler would not fail him but would set the wheels working.

Therefore, he was not surprised, and knew exactly what it meant, when a few days later he was introduced to City Treasurer Julian Bode, who promised to introduce him to State Treasurer Van Nostrand and to see that his claims to consideration were put before the people. “Of course, you know,” he said to Cowperwood, in the presence of Butler, for it was at the latter’s home that the conference took place, “this banking crowd is very powerful. You know who they are. They don’t want any interference in this bond issue business. I was talking to Terrence Relihan, who represents them up there”—meaning Harrisburg, the State capital—“and he says they won’t stand for it at all. You may have trouble right here in Philadelphia after you get it—they’re pretty powerful, you know. Are you sure just where you can place it?”

“Yes, I’m sure,” replied Cowperwood.

“Well, the best thing in my judgment is not to say anything at all. Just put in your bid. Van Nostrand, with the governor’s approval, will make the award. We can fix the governor, I think.

After you get it they may talk to you personally, but that’s your business.”

Cowperwood smiled his inscrutable smile. There were so many ins and outs to this financial life. It was an endless network of underground holes, along which all sorts of influences were moving.

A little wit, a little nimbleness, a little luck-time and opportunity—these sometimes availed. Here he was, through his ambition to get on, and nothing else, coming into contact with the State treasurer and the governor. They were going to consider his case personally, because he demanded that it be considered—nothing more. Others more influential than himself had quite as much right to a share, but they didn’t take it. Nerve, ideas, aggressiveness, how these counted when one had luck!

He went away thinking how surprised Drexel & Co. and Cooke & Co.

would be to see him appearing in the field as a competitor. In his home, in a little room on the second floor next his bedroom, which he had fixed up as an office with a desk, a safe, and a leather chair, he consulted his resources. There were so many things to think of. He went over again the list of people whom he had seen and whom he could count on to subscribe, and in so far as that was concerned—the award of one million dollars—he was safe. He figured to make two per cent. on the total transaction, or twenty thousand dollars. If he did he was going to buy a house out on Girard Avenue beyond the Butlers’, or, better yet, buy a piece of ground and erect one; mortgaging house and property so to do. His father was prospering nicely. He might want to build a house next to him, and they could live side by side. His own business, aside from this deal, would yield him ten thousand dollars this year. His streetcar investments, aggregating fifty thousand, were paying six per cent. His wife’s property, represented by this house, some government bonds, and some real estate in West Philadelphia amounted to forty thousand more.

Between them they were rich; but he expected to be much richer.

All he needed now was to keep cool. If he succeeded in this bond-issue matter, he could do it again and on a larger scale.

There would be more issues. He turned out the light after a while and went into his wife’s boudoir, where she was sleeping. The nurse and the children were in a room beyond.

“Well, Lillian,” he observed, when she awoke and turned over toward him, “I think I have that bond matter that I was telling you about arranged at last. I think I’ll get a million of it, anyhow.

That’ll mean twenty thousand. If I do we’ll build out on Girard Avenue. That’s going to be the street. The college is making that neighborhood.”

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