Mr. Murder. By: Dean R. Koontz

The bank offered extensive hours as part of its competitive edge.

Marty and Paige intended to be at the doors, with Charlotte and Emily,

when the manager unlocked for business at eight o’clock Tuesday morning.

He disliked returning to Mission Viejo, but he felt they would be able

to effect their transactions with the least difficulty at the particular

branch where they maintained their accounts. It was only eight or nine

blocks from their house. Many of the tellers would recognize him and

Paige.

The bank was in a free-standing brick building in the northwest corner

of a shopping-center parking lot, nicely landscaped and shaded by pine

trees, flanked on two sides by streets and on the other two sides by

acres of blacktop. At the far end of the parking lot, to the south and

east, was an L-shaped series of connected buildings that housed thirty

to forty businesses, including a supermarket.

Marty parked on the south side. The short walk from the BMW to the bank

door, with the kids between him and Paige, was unnerving because they

had to leave their guns in the car. He felt vulnerable.

He could imagine no way in which they might secretly bring a shotgun

inside with them, even a compact pistol-grip model like the Mossberg.

He didn’t want to risk carrying the Beretta under his ski jacket because

he wasn’t sure whether some bank-security systems included the ability

to detect a hidden handgun on anyone who walked through the door. If a

bank employee mistook him for a holdup man and the police were summoned

by a silent alarm, the cops would never give him the benefit of the

doubt–not considering the reputation he had with them after last night.

While Marty went directly to one of the teller’s windows, Paige took

Charlotte and Emily to an arrangement of two short sofas and two

armchairs at one end of the long room, where patrons waited when they

had appointments with loan officers. The bank was not a cavernous

marble-lined monument to money with massive Doric columns and vaulted

ceiling, but a comparatively small place with an acoustic-tile ceiling

and all-weather green carpet. Though Paige and the kids were only sixty

feet from him, clearly visible any time he chose to glance their way, he

didn’t like being separated from them by even that much distance.

The teller was a young woman–Lorraine Arakadian, according to the

nameplate at her window–whose round tortoise-shell glasses gave her an

owlish look. When Marty told her that he wanted to make a withdrawal of

seventy thousand dollars from their savings account–which had a balance

of more than seventy-four–she misunderstood, thinking he meant to

transfer that amount to checking.

When she put the applicable form in front of him to effect the

transaction, he corrected her misapprehension and asked for the entire

amount in hundred-dollar bills if possible.

She said, “Oh. I see. Well . . . that’s a larger transaction than I

can make on my own authority, sir. I’ll have to get permission from the

head teller or assistant manager.”

“Of course,” he said unconcernedly, as if he made large cash withdrawals

every week. “I understand.”

She went to the far end of the long teller’s cage to speak to an older

woman who was examining documents in one drawer of a large bank of

files. Marty recognized hen-Elaine Higgens, assistant manager. Mrs.

Higgens and Lorraine Arakadian glanced at Marty, then put their heads

together to confer again.

While he waited for them, Marty monitored both the south and east

entrances to the lobby, trying to look nonchalant even though he

expected The Other to walk through one door or another at any moment,

this time armed with an Uzi.

A writer’s imagination. Maybe it wasn’t a curse, after all. At least

not entirely. Maybe sometimes it was a survival tool. One thing for

sure, even the most fanciful writer’s imagination had trouble keeping up

with reality these days.

He needs more time than he expected to find plates to swap for those on

the stolen Toyota Camry. He slept too late and took far too long to

make himself presentable. Now the world is coming awake, and he hasn’t

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